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Posted By Topic: Successfully restructure loan thru ccs, stop bet       - Views: 1341
ah hock 		26-Sep 2016 Monday 6:58 PM (2762 days ago)               #1
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  		Just get approved from ccs, now monthly payment 2600, first first ccs work out say base on my pay every month installment 3500, ask me sell the car, then i told him my work is much much need a car, finally agree drag longer, take 5 years to clear, now monthly after car loan left 2k to spend, must stop betting liao, if default payment to bank will surely go bankrupt, very danger, scared scared, actually if no owe bank my pay very comfortable,  somemore got bonus every year and increment also, now need to start new life.



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Spells 		26-Sep 2016 Monday 7:02 PM (2762 days ago)            #2
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  		quote originally posted by ah hock:
Just get approved from ccs, now monthly payment 2600, first first ccs work out say base on my pay every month installment 3500, ask me sell the car, then i told him my work is much much need a car, finally agree drag longer, take 5 years to clear, now monthly after car loan left 2k to spend, must stop betting liao, if default payment to bank will surely go bankrupt, very danger, scared scared, actually if no owe bank my pay very comfortable,  somemore got bonus every year and increment also, now need to start new life.


Bro take care and clear all bank loans first



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justin11sg 		26-Sep 2016 Monday 7:13 PM (2762 days ago)            #3
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  		See your story i scare liao. Will withdraw my winnings within this friday.

Take care bro. 




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ah hock 		26-Sep 2016 Monday 7:15 PM (2762 days ago)            #4
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  		quote originally posted by fate_87:

take care bro. share with us how old you are?


Old liao , now 36
 



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ah hock 		26-Sep 2016 Monday 7:18 PM (2762 days ago)            #5
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  		quote originally posted by justin11sg:
See your story i scare liao. Will withdraw my winnings within this friday.

Take care bro.


My total credit owe more than 100k, terrible, dont follow my path.
 



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Spells 		26-Sep 2016 Monday 7:19 PM (2762 days ago)            #6
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  		quote originally posted by ah hock:
Old liao , now 36
 


15 yrs ago i was 36



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Spells 		26-Sep 2016 Monday 7:21 PM (2762 days ago)            #7
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  		quote originally posted by ah hock:
My total credit owe more than 100k, terrible, dont follow my path.
 


been there done that hahaha
quit now and you will be ok



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boonboon127 		26-Sep 2016 Monday 7:27 PM (2762 days ago)            #8
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  		5 years very fast and at least you are paying the principal



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ah hock 		26-Sep 2016 Monday 7:56 PM (2761 days ago)            #9
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  		quote originally posted by fate_87:

i have been your loyal reader for very long. 5 years will be over in a flash bro. just buy some toto/4d every week. dont go and hardcore already

Frankly was depressed last time, but after went thru ccs, think positive, at least got job and still have cpf money more than 200k, not really without single cent, after this hard time should be ok, will not touch casino anymore, 4d buy also less than 100 monthly, no problem.

 



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justin11sg 		26-Sep 2016 Monday 8:05 PM (2761 days ago)            #10
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  		quote originally posted by ah hock:
My total credit owe more than 100k, terrible, dont follow my path.


3 yrs ago i also wad. Lost to that uncle lim and some online casino. That means u bigger than me 1 yr lor

But based on my work schedule tonight is the last hand for this month.

Becos tue,wed,thur occuiped will lugi if go in. Friday is last day of sept which also tend not to risk on last day of the month. 

Win liao this month. Later collect at least 4k in 3 hr time. 




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justin11sg 		26-Sep 2016 Monday 8:17 PM (2761 days ago)            #11
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  		quote originally posted by seewin:

Bro I was also like you 17 years ago, that time I was 26 only.

lost a lot in gambling and shares speculation. Total debt was 250k sgd.

I tahan with no cash no card no car and just work hard. Later 10 years ago luckily I met my current Wife and things improve. I managed to clear my debts and now with some savings. Unfortunately I started Soccer betting and now casino. Lost a lot again...

so in the end you see, gambling never bring you good fortune. Only when you lost a lot then it makes you cherish what you have. 

You have Good health, good paying job and still can buy 4d or toto.

at one point I didn't even have $2 to eat a plate of chicken rice! So, learn the hard way and let's move on.

take care bro.
 


To be honest 3 yrs ago i lost 98k.

Owe dbs,scb,maybank,citi,ocbc.

But i was lucky on my investment when china stock mrkt went crazy and in a bull run and sold off during the peak that save my butt. I think gt 40k return becos that time i got use hard cash to average dollar cost for 5 previous yrs in china ut funds. Now i use cpf. Hahaha

Other than that I use my thick bonus to payoff the creditor. 2 to 3 yrs ago economy still bullish.

But i can tell u boy is Not easy but in the end use to adjust budget lifestyle until last yr managed to get back AA credit rating. 

I was indeed lucky to got off the debt nearly went bamkrupt. Not easy and not kidding at all.
 




Best Regards,

JIA


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Seacucumber 		26-Sep 2016 Monday 10:27 PM (2761 days ago)            #12
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  		I had warned u many times about casino cheat.
still there are some smart Alex out there question about this.
anyway happy for u ah hock to stop.
i expect u to lose u life if continue.
take care ah hock



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justin11sg 		26-Sep 2016 Monday 10:39 PM (2761 days ago)            #13
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  		I help u revenge some little little 0.001% liao.
Full Time Sep. RWS 1 Justin11sg 18
Over $4,499 




Best Regards,

JIA


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peacenjoy 		27-Sep 2016 Tuesday 3:28 AM (2761 days ago)            #14
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  		quote originally posted by ah hock:
Just get approved from ccs, now monthly payment 2600, first first ccs work out say base on my pay every month installment 3500, ask me sell the car, then i told him my work is much much need a car, finally agree drag longer, take 5 years to clear, now monthly after car loan left 2k to spend, must stop betting liao, if default payment to bank will surely go bankrupt, very danger, scared scared, actually if no owe bank my pay very comfortable,  somemore got bonus every year and increment also, now need to start new life.


bro
after 5years u r still a dragon
about 10years ago i was like u
take up new hobby to improve yourself
take good care




Good luck & cheerios!

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peacenjoy 		27-Sep 2016 Tuesday 3:29 AM (2761 days ago)            #15
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  		quote originally posted by ah hock:
Just get approved from ccs, now monthly payment 2600, first first ccs work out say base on my pay every month installment 3500, ask me sell the car, then i told him my work is much much need a car, finally agree drag longer, take 5 years to clear, now monthly after car loan left 2k to spend, must stop betting liao, if default payment to bank will surely go bankrupt, very danger, scared scared, actually if no owe bank my pay very comfortable,  somemore got bonus every year and increment also, now need to start new life.


learn cooking so that u eat more healthily and also can save some bucks




Good luck & cheerios!

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JamesLim188 		27-Sep 2016 Tuesday 12:01 PM (2761 days ago)            #16
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take up a hobby or sport.
Focus on it, u won't have time for gambling liao.

i lost 50m since local casino open

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Spells 		27-Sep 2016 Tuesday 12:30 PM (2761 days ago)            #17
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  		Finally i am happy to see most of the Bro really tried to help.



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justin11sg 		27-Sep 2016 Tuesday 12:42 PM (2761 days ago)            #18
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  		quote originally posted by JamesLim188:
take up a hobby or sport.
Focus on it, u won't have time for gambling liao.

i lost 50m since local casino open

so u bankrupt liao 50 millions ? 

 




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JIA


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MAS.singapore1970 		27-Sep 2016 Tuesday 7:28 PM (2761 days ago)            #19
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  		Personally I don't think Ah Hock will change.
After awhile he will try to fight again...
He will try to win the Monthly repayments and end up lose. Then that is when the Money Lender and Ah Long crap will kick in.

Sit back relax and wait for the story.



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WAVE 		27-Sep 2016 Tuesday 9:22 PM (2760 days ago)            #20
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  		As where I am concerned, money can lose but don't lose your life.
Eat humble pie. You never know what faith is waiting when you are old.
It will be miserable if you cannot be humble, what is gone let it go.

Thanks for all the reminders here that to beat the casino, chances are very slim.



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peacenjoy 		28-Sep 2016 Wednesday 5:05 AM (2760 days ago)            #21
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  		quote originally posted by ah hock:
Frankly was depressed last time, but after went thru ccs, think positive, at least got job and still have cpf money more than 200k, not really without single cent, after this hard time should be ok, will not touch casino anymore, 4d buy also less than 100 monthly, no problem.
 


keep your words
with 2k only to spend is a tough challenge after being used to spending big
b humble to accept lost and move on
or else u will get sucked deeper
win bsck repayment money 2600 will surface out
buey tahan also need to let go
banker is the eventual winner
else casino wont open one after another




Good luck & cheerios!

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peacenjoy 		28-Sep 2016 Wednesday 5:07 AM (2760 days ago)            #22
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  		quote originally posted by MAS.singapore1970:
Personally I don't think Ah Hock will change.
After awhile he will try to fight again... He will try to win the Monthly repayments and end up lose. Then that is when the Money Lender and Ah Long crap will kick in. Sit back relax and wait for the story.



he may b tempted to win a little to lessen his debt
again, first trial will lead to endless trials, ending up deeper hole
open plate he fight again 1 pay out 0.5
favorite stake




Good luck & cheerios!

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blanton's gold 		01-Oct 2016 Saturday 2:20 PM (2757 days ago)            #23
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  		quote originally posted by MAS.singapore1970:
Personally I don't think Ah Hock will change.
After awhile he will try to fight again... He will try to win the Monthly repayments and end up lose. Then that is when the Money Lender and Ah Long crap will kick in. Sit back relax and wait for the story.


Fully agreed with you on this !

When the load is off your shoulder.... hand itchy again...

Myself been thru this cycle over n over again...... Discipline is the key word here and not many can achieve that. Just my own opinion.

Have a great weekend !



Be NICE to people on your way up, you will MEET them on your way down !


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TheOneAndOnlySpecialOne 		01-Oct 2016 Saturday 9:33 PM (2756 days ago)            #24
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  		quote originally posted by blanton's gold:
Fully agreed with you on this !
When the load is off your shoulder.... hand itchy again...
Myself been thru this cycle over n over again...... Discipline is the key word here and not many can achieve that. Just my own opinion.
Have a great weekend !


Yes I'm a example cycle start again



Call me 'the special one'

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peacenjoy 		02-Oct 2016 Sunday 4:20 AM (2756 days ago)            #25
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  		salary out
itchy hand?

good luck




Good luck & cheerios!

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MAS.singapore1970 		02-Oct 2016 Sunday 11:43 AM (2756 days ago)            #26
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  		quote originally posted by peacenjoy:
salary out
itchy hand? good luck


Not yet... He will pay 1 to 2 times then realise it's so Monotonous.. Life is Meaningless. Then will try to reduce Loan via Gambling... then the cycle start again...

This time will be worst then last time...



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justin11sg 		02-Oct 2016 Sunday 12:48 PM (2756 days ago)            #27
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  		1 day win little. 1 month alot $ liao. Gd luck ah hock. U will be back. Everyone bet u will bet win win win ole ole ole. 




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JIA


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peacenjoy 		02-Oct 2016 Sunday 12:54 PM (2756 days ago)            #28
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  		quote originally posted by justin11sg:
1 day win little. 1 month alot $ liao. Gd luck ah hock. U will be back. Everyone bet u will bet win win win ole ole ole. 


good day bro
yes
bet is ok
but within limit and self management
win abit go
lose target capital (within limit) go

sure is difficult
need to do it else empty pocket in the end
yesterday won free meal again
plus free supermarket food
win win win ole ole ole

today eat mc




Good luck & cheerios!

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peacenjoy 		02-Oct 2016 Sunday 12:55 PM (2756 days ago)            #29
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  		quote originally posted by TheOneAndOnlySpecialOne:
Yes I'm a example cycle start again


control abit bro
good luck




Good luck & cheerios!

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peacenjoy 		02-Oct 2016 Sunday 1:00 PM (2756 days ago)            #30
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  		quote originally posted by justin11sg:
1 day win little. 1 month alot $ liao. Gd luck ah hock. U will be back. Everyone bet u will bet win win win ole ole ole. 

yesterday dinner time waitress slim and c or d cup
very firm
saw liao wanted to touch
spent lesser than first night
22euro including 2euro tip
she knew i looked at her because when she passed by she also checked.if i looked at her




Good luck & cheerios!

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MAS.singapore1970 		02-Oct 2016 Sunday 5:49 PM (2756 days ago)            #31
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  		quote originally posted by peacenjoy:
yesterday dinner time waitress slim and c or d cup very firm
saw liao wanted to touch spent lesser than first night
22euro including 2euro tip
she knew i looked at her because when she passed by she also checked.if i looked at her

Bro I think you imagine too much....
You are check out on her , and I think she is checking out the tips you give...
If you put $50 bucks... maybe a bit of attention. ..
If you put $100 bucks... you have caught her attention...


This message was edited by MAS.singapore1970 on 02-Oct-2016 @ 5:49 PM



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peacenjoy 		03-Oct 2016 Monday 5:46 AM (2755 days ago)            #32
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  		quote originally posted by MAS.singapore1970:
Bro I think you imagine too much....
You are check out on her , and I think she is checking out the tips you give... If you put $50 bucks... maybe a bit of attention. ..
If you put $100 bucks... you have caught her attention...
This message was edited by MAS.singapore1970 on 02-Oct-2016 @ 5:49 PM



today ate 14.6euro paid 16
b cup
not so big




Good luck & cheerios!

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peacenjoy 		03-Oct 2016 Monday 5:46 AM (2755 days ago)            #33
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  		quote originally posted by justin11sg:
1 day win little. 1 month alot $ liao. Gd luck ah hock. U will be back. Everyone bet u will bet win win win ole ole ole. 


today ate man city
so swee




Good luck & cheerios!

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Toh7788 		03-Oct 2016 Monday 10:05 PM (2754 days ago)            #34
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  		quote originally posted by peacenjoy:
today ate man city
so swee



sweee follow u



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peacenjoy 		04-Oct 2016 Tuesday 12:18 AM (2754 days ago)            #35
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  		quote originally posted by Toh7788:
sweee follow u


congrates
follow with no life jacket provided
nothing is guaranteed




Good luck & cheerios!

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CHONG SOONHEE 		23-Oct 2016 Sunday 8:23 AM (2735 days ago)            #36
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  		Ah hock play like mi hit n run player . I don't rolling, Agean paradise keep asking mi rolling. Casino scare hit and run player . I hit 80 after deduct cruise money I run . I hit 108 I run . I lose few rounds I go drink coffee or 7 storey relax . When u sway time my record can lose 11 time straight playing banker player . When I heng time I will win 7 to 8 time straight n whack . Must see yr form when to attack n when to defend or not play at all when losing 3 to 4 rounds or rest few hrs.




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